What Are Cookies and Tracking Technologies

Cookies are small text files stored on your device when you visit synerqivalos.world. We also use web beacons, pixel tags, and local storage technologies to collect information about how you interact with our weekly budgeting platform. These technologies help us remember your preferences, analyze website performance, and provide personalized features that enhance your financial planning experience.

Beyond traditional cookies, we employ session storage for temporary data, fingerprinting techniques for security purposes, and analytics scripts that track user behavior patterns. Each technology serves specific functions in delivering our budgeting tools and maintaining platform security.

Types of Tracking Data We Collect

How Tracking Enhances Your Experience

Our tracking technologies create a more intuitive budgeting experience by learning from your interaction patterns. For instance, if you frequently access expense categories during evening hours, we'll optimize loading times for those features. When you consistently use certain budget templates, we'll prioritize displaying those options on your dashboard.

• Automatic saving of partially completed budget entries prevents data loss during long planning sessions
• Smart categorization suggestions based on your historical spending patterns and similar user behaviors
• Personalized financial insights and recommendations tailored to your specific budgeting style and goals
• Seamless synchronization across devices so your budget data follows you whether you're using mobile or desktop

Data Retention and Storage Practices

Different types of tracking data have varying retention periods based on their purpose and Canadian privacy regulations. Essential cookies remain active during your session and expire when you close your browser, while preference cookies may persist for up to two years to maintain your customized settings.

Analytics data is aggregated and anonymized after six months, removing personal identifiers while preserving usage patterns that help us improve the platform. Marketing cookies typically expire after 90 days, though you can clear them immediately using your browser settings or the rejection button above. All data is stored on secure servers located in Canada, ensuring compliance with local privacy laws and data sovereignty requirements.

Managing Your Browser Settings

Most modern browsers provide granular control over cookie acceptance and storage. You can configure your browser to block all cookies, accept only first-party cookies, or prompt you before storing any tracking data. However, disabling essential cookies will impair core functionality of our budgeting platform.

• Chrome users can access cookie settings through Settings > Privacy and Security > Cookies and other site data
• Firefox provides cookie management under Options > Privacy & Security > Cookies and Site Data
• Safari users can configure tracking prevention in Preferences > Privacy > Manage Website Data
• Edge browser offers cookie controls through Settings > Site permissions > Cookies and site data

Third-Party Integrations and External Tracking

synerqivalos partners with several third-party services to enhance our budgeting platform capabilities. These include analytics providers, customer support systems, and educational content networks. Each partner may set their own cookies and tracking technologies when you interact with their embedded features or services.

We require all partners to comply with Canadian privacy standards and provide users with opt-out mechanisms. However, we cannot control external tracking when you click links to partner websites or use integrated financial tools from other providers. We recommend reviewing privacy policies of any external services you choose to connect with your synerqivalos account.